Azerbaijan Deposit Insurance Fund

What is insured deposit?

It is such a part of deposit that will be compensated by the Fund in the amount defined by Law "on deposit insurance" in case of insurance incident in the participant bank where a depositor is serviced

What is the amount of compensation paid to a depositor?

Starting March 2, 2016 deposits accepted by the Fund’s member banks with the annual interest rate 3 % in the foreign currency and 15 % in the national currency will be fully insured for 3 ( three) years.

Currencies in which compensation is paid in an insurance incident

In manats for the deposits in national currency
In USD or EUR according to the currency of the deposit for the deposits in USD and EUR deposits
For deposits denominated in other foreign currencies compensation shall be paid in USD or EUR based on the official exchange rates defined by the Central Bank.

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To the attention of the protected depositors of OJSC “Texnikabank” where an insurance event happened!


 Azerbaijan Deposit Insurance Fund would like to inform the public that an insurance event happened in OJSC “Texnikabank” (which is Fund’s member since July 30, 2007) in February 4, 2016.

Regarding to the Resolution dated February 11,  2016 of the Fund’s Board of Custodians 4 Agent banks - OJSC “Muğanbank”, OJSC “Rabitə Bank”, OJSC “Unibank” və OJSC “Kapital Bank” have been selected for the payment of compensations.

The branch offices of the selected Agent Banks will accept the application forms from the depositors from February 12, 2016.

The depositors may get the application forms from the Fund’s premises (40 Bul-Bul avenue, Baku city), branch offices of the OJSC “Texnikabank”, branch offices of the Agent Banks and from www.adif.az from February 12, 2016.

The protected depositors may submit the application forms for getting compensation in accordance to the following table.

 The Fund shall pay compensatory pay-offs in the capacity of 100 per cent of the protected deposit in each member bank, but not more than 30 thousand manats.

Additional information:(012) 596 65 91/92/93 və“941” hotline


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