Azerbaijan Deposit Insurance Fund

What is insured deposit?

It is such a part of deposit that will be compensated by the Fund in the amount defined by Law "on deposit insurance" in case of insurance incident in the participant bank where a depositor is serviced

What is the amount of compensation paid to a depositor?

Starting March 2, 2016 deposits accepted by the Fund’s member banks with the annual interest rate 3 % in the foreign currency and 15 % in the national currency will be fully insured for 3 ( three) years.

Currencies in which compensation is paid in an insurance incident

In manats for the deposits in national currency
In USD or EUR according to the currency of the deposit for the deposits in USD and EUR deposits
For deposits denominated in other foreign currencies compensation shall be paid in USD or EUR based on the official exchange rates defined by the Central Bank.

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ANNOUNCEMENT: OJSC “Dekabank”, OJSC “Kredobank”, OJSC “Parabank” and OJSC “Zaminbank” withdrawn from ADIF’s member bank registry and the certificates were cancelled


The Financial Market Supervisory Body of the Azerbaijan Republic revoked the licenses of the OJSC “Dekabank”, OJSC “Kredobank”, OJSC “Parabank” and OJSC “Zaminbank” at Resolution # 16 dated July 21, 2016.  Regarding to the Article # 22.3.1 of the Law “on deposit insurance” of the Azerbaijan Republic  OJSC “Dekabank”, OJSC “Kredobank”, OJSC “Parabank” and OJSC “Zaminbank” withdrawn from the ADIF’s member bank registry and ADIF’s certificates were cancelled.  


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